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 Lumbee Guaranty Bank
Lumbee Guaranty Bank
| RSSD ID 651121 | CERTIFICATE 20568 | ABA NUMBER 53103682 |
| 403 E 3rd St |
Quarter Ended : |
2025-06-30 |
| Pembroke, North Carolina, 28372 |
Updated : |
2025-07-23 |
| www.lumbeeguarantybank.com |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 522,787 |
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Total Interest Income | 10,271 |
| Total Liabilities | 474,598 |
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Total NonInterest Income | 1,678 |
| Total Bank Equity Capital | 48,189 |
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Total Interest Expense | 3,296 |
| Total Deposits | 466,481 |
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Total NonInterest Expense | 6,528 |
| Net Loans & Leases | 222,422 |
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Net Income | 1,919 |
| Loan Loss Allowance | 1,382 |
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Net Charge Offs | (14) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 220,590 |
| Total assets for the leverage ratio | 512,661 |
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Loans secured by real estate: | 168,914 |
| Tier 1 Leverage Ratio | 11.48 |
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Commercial and industrial loans | 13,758 |
| Off Balance Sheet Exposures (%) | 6.49 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,059 |
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:· Lumbee Guaranty Bank
