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The Torrington Savings Bank
The Torrington Savings Bank
| RSSD ID 65205 | CERTIFICATE 16636 | ABA NUMBER 211174165 |
| 129 Main St |
Quarter Ended : |
2025-09-30 |
| Torrington, Connecticut, 6790 |
Updated : |
2025-10-30 |
| www.torringtonsavings.bank |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 980,968 |
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Total Interest Income | 32,316 |
| Total Liabilities | 802,342 |
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Total NonInterest Income | (3,362) |
| Total Bank Equity Capital | 178,626 |
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Total Interest Expense | 12,419 |
| Total Deposits | 777,552 |
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Total NonInterest Expense | 20,059 |
| Net Loans & Leases | 756,597 |
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Net Income | (2,816) |
| Loan Loss Allowance | 6,456 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 795,967 |
| Total assets for the leverage ratio | 1,018,637 |
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Loans secured by real estate: | 787,897 |
| Tier 1 Leverage Ratio | 18.19 |
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Commercial and industrial loans | 7,085 |
| Off Balance Sheet Exposures (%) | 15.39 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 959 |
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