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Highland Federal Savings and Loan Association
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Highland Federal Savings and Loan Association
| RSSD ID 652070 | CERTIFICATE 31232 | ABA NUMBER 264171267 |
| 106 S Main St |
Quarter Ended : |
2026-03-31 |
| Crossville, Tennessee, 38555 |
Updated : |
2026-04-16 |
| www.highlandfederal.com |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 78,805 |
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Total Interest Income | 843 |
| Total Liabilities | 61,293 |
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Total NonInterest Income | 150 |
| Total Bank Equity Capital | 17,512 |
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Total Interest Expense | 215 |
| Total Deposits | 60,131 |
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Total NonInterest Expense | 631 |
| Net Loans & Leases | 38,021 |
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Net Income | 113 |
| Loan Loss Allowance | 270 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 37,574 |
| Total assets for the leverage ratio | 77,404 |
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Loans secured by real estate: | 35,693 |
| Tier 1 Leverage Ratio | 22.63 |
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Commercial and industrial loans | 182 |
| Off Balance Sheet Exposures (%) | 2.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 135 |
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