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 Home State Bank
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Home State Bank
| RSSD ID 653947 | CERTIFICATE 14867 | ABA NUMBER 73920638 |
| 115 W State St |
Quarter Ended : |
2026-06-30 |
| Jefferson, Iowa, 50129 |
Updated : |
2026-07-30 |
| www.hsbankiowa.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 480,739 |
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Total Interest Income | 13,980 |
| Total Liabilities | 439,224 |
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Total NonInterest Income | 1,700 |
| Total Bank Equity Capital | 41,515 |
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Total Interest Expense | 5,669 |
| Total Deposits | 436,945 |
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Total NonInterest Expense | 6,253 |
| Net Loans & Leases | 377,888 |
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Net Income | (649) |
| Loan Loss Allowance | 10,152 |
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Net Charge Offs | 48 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,579 |
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Total loans | 391,029 |
| Total assets for the leverage ratio | 484,120 |
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Loans secured by real estate: | 271,680 |
| Tier 1 Leverage Ratio | 8.91 |
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Commercial and industrial loans | 73,452 |
| Tier 1 Capital Ratio | 10.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.31 |
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Loans to individuals - Other | 2,208 |
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:· Home State Bank
