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 Home State Bank
Home State Bank
| RSSD ID 653947 | CERTIFICATE 14867 | ABA NUMBER 73920638 |
| 115 W State St |
Quarter Ended : |
2025-12-31 |
| Jefferson, Iowa, 50129 |
Updated : |
2026-01-20 |
| www.hsbankiowa.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 460,238 |
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Total Interest Income | 26,955 |
| Total Liabilities | 419,563 |
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Total NonInterest Income | 3,079 |
| Total Bank Equity Capital | 40,675 |
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Total Interest Expense | 11,082 |
| Total Deposits | 417,530 |
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Total NonInterest Expense | 12,115 |
| Net Loans & Leases | 365,647 |
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Net Income | 5,021 |
| Loan Loss Allowance | 5,775 |
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Net Charge Offs | 115 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,334 |
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Total loans | 370,122 |
| Total assets for the leverage ratio | 459,652 |
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Loans secured by real estate: | 254,440 |
| Tier 1 Leverage Ratio | 9.16 |
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Commercial and industrial loans | 74,416 |
| Tier 1 Capital Ratio | 10.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.31 |
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Loans to individuals - Other | 3,261 |
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:· Home State Bank
