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 Washington Savings Bank
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Washington Savings Bank
| RSSD ID 654300 | CERTIFICATE 90229 | ABA NUMBER 211374004 |
| 30 Middlesex St |
Quarter Ended : |
2026-06-30 |
| Lowell, Massachusetts, 1852 |
Updated : |
2026-07-30 |
| www.washingtonsavings.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
41 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 302,337 |
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Total Interest Income | 6,652 |
| Total Liabilities | 272,998 |
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Total NonInterest Income | 478 |
| Total Bank Equity Capital | 29,339 |
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Total Interest Expense | 2,898 |
| Total Deposits | 249,265 |
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Total NonInterest Expense | 3,815 |
| Net Loans & Leases | 235,193 |
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Net Income | 345 |
| Loan Loss Allowance | 1,543 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,937 |
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Total loans | 237,307 |
| Total assets for the leverage ratio | 303,485 |
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Loans secured by real estate: | 236,751 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 74 |
| Tier 1 Capital Ratio | 16.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.87 |
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Loans to individuals - Other | 329 |
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:· Washington Savings Bank
