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 State Bank of Southern Utah
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State Bank of Southern Utah
| RSSD ID 656470 | CERTIFICATE 17964 | ABA NUMBER 124301779 |
| 377 N Main St |
Quarter Ended : |
2026-03-31 |
| Cedar City, Utah, 84721 |
Updated : |
2026-04-20 |
| www.sbsu.com |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
302 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,669,355 |
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Total Interest Income | 37,567 |
| Total Liabilities | 2,367,833 |
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Total NonInterest Income | 4,724 |
| Total Bank Equity Capital | 301,522 |
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Total Interest Expense | 11,510 |
| Total Deposits | 2,341,497 |
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Total NonInterest Expense | 13,733 |
| Net Loans & Leases | 1,889,675 |
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Net Income | 11,958 |
| Loan Loss Allowance | 24,838 |
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Net Charge Offs | 71 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,901,254 |
| Total assets for the leverage ratio | 2,621,852 |
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Loans secured by real estate: | 1,659,216 |
| Tier 1 Leverage Ratio | 12.03 |
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Commercial and industrial loans | 185,618 |
| Off Balance Sheet Exposures (%) | 12.94 |
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Loans to individuals - Credit Cards | 3,875 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 38,627 |
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:· State Bank of Southern Utah
