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 State Bank of Southern Utah
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State Bank of Southern Utah
| RSSD ID 656470 | CERTIFICATE 17964 | ABA NUMBER 124301779 |
| 377 N Main St |
Quarter Ended : |
2026-06-30 |
| Cedar City, Utah, 84721 |
Updated : |
2026-07-22 |
| www.sbsu.com |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
306 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,738,337 |
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Total Interest Income | 76,775 |
| Total Liabilities | 2,426,119 |
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Total NonInterest Income | 8,954 |
| Total Bank Equity Capital | 312,218 |
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Total Interest Expense | 23,986 |
| Total Deposits | 2,395,707 |
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Total NonInterest Expense | 28,483 |
| Net Loans & Leases | 1,900,508 |
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Net Income | 23,520 |
| Loan Loss Allowance | 23,518 |
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Net Charge Offs | 2,531 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,919,200 |
| Total assets for the leverage ratio | 2,718,765 |
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Loans secured by real estate: | 1,665,500 |
| Tier 1 Leverage Ratio | 12.04 |
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Commercial and industrial loans | 193,801 |
| Off Balance Sheet Exposures (%) | 14.38 |
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Loans to individuals - Credit Cards | 4,206 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 38,397 |
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:· State Bank of Southern Utah
