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 Gate City Bank
Gate City Bank
| RSSD ID 657271 | CERTIFICATE 27774 | ABA NUMBER 291370918 |
| 500 2nd Ave N |
Quarter Ended : |
2025-12-31 |
| Fargo, North Dakota, 58102 |
Updated : |
2026-01-29 |
| www.gatecity.bank |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
670 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,982,369 |
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Total Interest Income | 171,571 |
| Total Liabilities | 3,622,681 |
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Total NonInterest Income | 62,264 |
| Total Bank Equity Capital | 359,688 |
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Total Interest Expense | 48,195 |
| Total Deposits | 3,562,395 |
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Total NonInterest Expense | 148,677 |
| Net Loans & Leases | 2,931,754 |
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Net Income | 23,104 |
| Loan Loss Allowance | 20,520 |
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Net Charge Offs | 3,704 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,958,206 |
| Total assets for the leverage ratio | 3,879,202 |
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Loans secured by real estate: | 2,226,660 |
| Tier 1 Leverage Ratio | 9.75 |
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Commercial and industrial loans | 101,000 |
| Off Balance Sheet Exposures (%) | 8.05 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 629,230 |
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:· Gate City Bank
