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 Gate City Bank
Gate City Bank
| RSSD ID 657271 | CERTIFICATE 27774 | ABA NUMBER 291370918 |
| 500 2nd Ave N |
Quarter Ended : |
2025-06-30 |
| Fargo, North Dakota, 58102 |
Updated : |
2025-07-30 |
| www.gatecity.bank |
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| Institution Profile |
| Year Opened : |
1923 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
676 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,750,131 |
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Total Interest Income | 83,185 |
| Total Liabilities | 3,410,401 |
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Total NonInterest Income | 30,775 |
| Total Bank Equity Capital | 339,730 |
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Total Interest Expense | 24,576 |
| Total Deposits | 3,334,226 |
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Total NonInterest Expense | 73,107 |
| Net Loans & Leases | 2,935,125 |
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Net Income | 9,117 |
| Loan Loss Allowance | 19,830 |
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Net Charge Offs | 2,055 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,940,520 |
| Total assets for the leverage ratio | 3,773,399 |
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Loans secured by real estate: | 2,172,222 |
| Tier 1 Leverage Ratio | 9.65 |
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Commercial and industrial loans | 105,860 |
| Off Balance Sheet Exposures (%) | 7.87 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 661,271 |
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:· Gate City Bank
