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 Peoples State Bank
Peoples State Bank
| RSSD ID 660066 | CERTIFICATE 15939 | ABA NUMBER 114922003 |
| 101 W Main St |
Quarter Ended : |
2025-12-31 |
| Rocksprings, Texas, 78880 |
Updated : |
2026-01-29 |
| www.psbrocksprings.com |
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| Institution Profile |
| Year Opened : |
1943 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 147,817 |
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Total Interest Income | 5,930 |
| Total Liabilities | 134,533 |
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Total NonInterest Income | 131 |
| Total Bank Equity Capital | 13,284 |
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Total Interest Expense | 1,714 |
| Total Deposits | 134,272 |
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Total NonInterest Expense | 1,826 |
| Net Loans & Leases | 44,654 |
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Net Income | 2,525 |
| Loan Loss Allowance | 148 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,631 |
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Total loans | 45,073 |
| Total assets for the leverage ratio | 148,709 |
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Loans secured by real estate: | 39,054 |
| Tier 1 Leverage Ratio | 10.41 |
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Commercial and industrial loans | 1,712 |
| Tier 1 Capital Ratio | 27.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.7 |
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Loans to individuals - Other | 2,404 |
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:· Peoples State Bank
