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 Peoples State Bank
Peoples State Bank
| RSSD ID 660066 | CERTIFICATE 15939 | ABA NUMBER 114922003 |
| 101 W Main St |
Quarter Ended : |
2025-03-31 |
| Rocksprings, Texas, 78880 |
Updated : |
2025-04-23 |
| www.psbrocksprings.com |
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| Institution Profile |
| Year Opened : |
1943 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 146,485 |
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Total Interest Income | 1,491 |
| Total Liabilities | 135,845 |
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Total NonInterest Income | 30 |
| Total Bank Equity Capital | 10,640 |
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Total Interest Expense | 421 |
| Total Deposits | 135,554 |
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Total NonInterest Expense | 490 |
| Net Loans & Leases | 48,481 |
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Net Income | 604 |
| Loan Loss Allowance | 163 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,383 |
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Total loans | 48,434 |
| Total assets for the leverage ratio | 151,406 |
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Loans secured by real estate: | 41,639 |
| Tier 1 Leverage Ratio | 9.39 |
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Commercial and industrial loans | 2,085 |
| Tier 1 Capital Ratio | 23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.26 |
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Loans to individuals - Other | 2,404 |
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:· Peoples State Bank
