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First Robinson Savings Bank, National Association
First Robinson Savings Bank, National Association
| RSSD ID 660271 | CERTIFICATE 28105 | ABA NUMBER 281271438 |
| 501 E Main St |
Quarter Ended : |
2025-12-31 |
| Robinson, Illinois, 62454 |
Updated : |
2026-01-29 |
| www.frsb.net |
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| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 501,242 |
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Total Interest Income | 22,211 |
| Total Liabilities | 461,628 |
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Total NonInterest Income | 3,453 |
| Total Bank Equity Capital | 39,614 |
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Total Interest Expense | 6,811 |
| Total Deposits | 413,970 |
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Total NonInterest Expense | 11,126 |
| Net Loans & Leases | 305,121 |
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Net Income | 4,842 |
| Loan Loss Allowance | 3,594 |
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Net Charge Offs | 381 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 46,781 |
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Total loans | 301,305 |
| Total assets for the leverage ratio | 507,539 |
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Loans secured by real estate: | 233,100 |
| Tier 1 Leverage Ratio | 8.49 |
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Commercial and industrial loans | 25,921 |
| Tier 1 Capital Ratio | 13.24 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.36 |
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Loans to individuals - Other | 22,242 |
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