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 Presence Bank
Presence Bank
| RSSD ID 660570 | CERTIFICATE 30085 | ABA NUMBER 231372028 |
| 185 E Lincoln Hwy |
Quarter Ended : |
2025-09-30 |
| Coatesville, Pennsylvania, 19320 |
Updated : |
2025-10-29 |
| www.presencebank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 452,563 |
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Total Interest Income | 18,379 |
| Total Liabilities | 407,363 |
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Total NonInterest Income | 755 |
| Total Bank Equity Capital | 45,200 |
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Total Interest Expense | 8,782 |
| Total Deposits | 355,044 |
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Total NonInterest Expense | 7,340 |
| Net Loans & Leases | 352,048 |
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Net Income | 2,316 |
| Loan Loss Allowance | 4,509 |
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Net Charge Offs | (62) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,352 |
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Total loans | 356,239 |
| Total assets for the leverage ratio | 459,271 |
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Loans secured by real estate: | 337,624 |
| Tier 1 Leverage Ratio | 9.78 |
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Commercial and industrial loans | 16,158 |
| Tier 1 Capital Ratio | 12.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.84 |
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Loans to individuals - Other | 256 |
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:· Presence Bank
