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 Harford Bank
Harford Bank
| RSSD ID 660927 | CERTIFICATE 19101 | ABA NUMBER 55001070 |
| 8 W Bel Air Ave |
Quarter Ended : |
2025-03-31 |
| Aberdeen, Maryland, 21001 |
Updated : |
2025-04-29 |
| www.harfordbank.com |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 720,570 |
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Total Interest Income | 8,503 |
| Total Liabilities | 654,250 |
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Total NonInterest Income | 511 |
| Total Bank Equity Capital | 66,320 |
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Total Interest Expense | 2,789 |
| Total Deposits | 648,981 |
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Total NonInterest Expense | 4,084 |
| Net Loans & Leases | 484,075 |
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Net Income | 1,526 |
| Loan Loss Allowance | 5,767 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 72,325 |
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Total loans | 492,143 |
| Total assets for the leverage ratio | 712,456 |
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Loans secured by real estate: | 407,584 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 56,519 |
| Tier 1 Capital Ratio | 13.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.07 |
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Loans to individuals - Other | 28,039 |
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:· Harford Bank
