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Mercer Savings Bank
Mercer Savings Bank
| RSSD ID 661072 | CERTIFICATE 30084 | ABA NUMBER 242370776 |
| 1100 Irmscher Blvd |
Quarter Ended : |
2025-12-31 |
| Celina, Ohio, 45822 |
Updated : |
2026-01-30 |
| www.mercersavings.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 174,434 |
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Total Interest Income | 9,569 |
| Total Liabilities | 152,185 |
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Total NonInterest Income | 370 |
| Total Bank Equity Capital | 22,249 |
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Total Interest Expense | 2,553 |
| Total Deposits | 149,409 |
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Total NonInterest Expense | 5,948 |
| Net Loans & Leases | 142,578 |
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Net Income | 1,131 |
| Loan Loss Allowance | 913 |
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Net Charge Offs | 117 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 23,304 |
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Total loans | 154,436 |
| Total assets for the leverage ratio | 176,826 |
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Loans secured by real estate: | 140,623 |
| Tier 1 Leverage Ratio | 12.66 |
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Commercial and industrial loans | 1,368 |
| Tier 1 Capital Ratio | 17.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.62 |
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Loans to individuals - Other | 12,445 |
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