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Mercer Savings Bank
Mercer Savings Bank
| RSSD ID 661072 | CERTIFICATE 30084 | ABA NUMBER 242370776 |
| 1100 Irmscher Blvd |
Quarter Ended : |
2025-09-30 |
| Celina, Ohio, 45822 |
Updated : |
2025-10-30 |
| www.mercersavings.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 176,430 |
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Total Interest Income | 7,189 |
| Total Liabilities | 154,520 |
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Total NonInterest Income | 275 |
| Total Bank Equity Capital | 21,910 |
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Total Interest Expense | 1,945 |
| Total Deposits | 146,342 |
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Total NonInterest Expense | 4,345 |
| Net Loans & Leases | 142,715 |
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Net Income | 917 |
| Loan Loss Allowance | 960 |
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Net Charge Offs | 70 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 23,037 |
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Total loans | 151,675 |
| Total assets for the leverage ratio | 175,935 |
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Loans secured by real estate: | 136,935 |
| Tier 1 Leverage Ratio | 12.55 |
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Commercial and industrial loans | 1,203 |
| Tier 1 Capital Ratio | 17.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.82 |
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Loans to individuals - Other | 13,537 |
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