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 Woodruff Federal Savings and Loan Association
Woodruff Federal Savings and Loan Association
| RSSD ID 661474 | CERTIFICATE 29238 | ABA NUMBER 253272533 |
| 247 N Main St |
Quarter Ended : |
2025-12-31 |
| Woodruff, South Carolina, 29388 |
Updated : |
2026-01-29 |
| www.woodrufffederal.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 98,041 |
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Total Interest Income | 3,965 |
| Total Liabilities | 64,492 |
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Total NonInterest Income | 144 |
| Total Bank Equity Capital | 33,549 |
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Total Interest Expense | 1,924 |
| Total Deposits | 63,211 |
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Total NonInterest Expense | 1,892 |
| Net Loans & Leases | 64,457 |
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Net Income | 274 |
| Loan Loss Allowance | 700 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 65,027 |
| Total assets for the leverage ratio | 100,078 |
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Loans secured by real estate: | 65,027 |
| Tier 1 Leverage Ratio | 33.13 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 6.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Woodruff Federal Savings and Loan Association
