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 Bank of the Sierra
Bank of the Sierra
| RSSD ID 662369 | CERTIFICATE 22597 | ABA NUMBER 121137027 |
| 90 N Main St |
Quarter Ended : |
2025-12-31 |
| Porterville, California, 93257 |
Updated : |
2026-01-29 |
| www.bankofthesierra.com |
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| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
36 |
Number of Employees : |
465 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,826,215 |
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Total Interest Income | 171,388 |
| Total Liabilities | 3,384,123 |
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Total NonInterest Income | 30,469 |
| Total Bank Equity Capital | 442,092 |
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Total Interest Expense | 42,383 |
| Total Deposits | 2,883,364 |
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Total NonInterest Expense | 89,904 |
| Net Loans & Leases | 2,525,365 |
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Net Income | 47,435 |
| Loan Loss Allowance | 21,480 |
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Net Charge Offs | 9,445 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,469,067 |
| Total assets for the leverage ratio | 3,668,332 |
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Loans secured by real estate: | 1,843,429 |
| Tier 1 Leverage Ratio | 11.94 |
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Commercial and industrial loans | 114,782 |
| Off Balance Sheet Exposures (%) | 6.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,771 |
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:· Bank of the Sierra
