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 First Southern Bank
First Southern Bank
| RSSD ID 66275 | CERTIFICATE 29332 | ABA NUMBER 262283665 |
| 201 S Court Street |
Quarter Ended : |
2025-12-31 |
| Florence, Alabama, 35630 |
Updated : |
2026-01-28 |
| www.firstsouthern.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
10 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 732,162 |
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Total Interest Income | 40,127 |
| Total Liabilities | 663,666 |
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Total NonInterest Income | 1,625 |
| Total Bank Equity Capital | 68,496 |
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Total Interest Expense | 16,656 |
| Total Deposits | 621,197 |
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Total NonInterest Expense | 14,856 |
| Net Loans & Leases | 498,514 |
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Net Income | 97 |
| Loan Loss Allowance | 8,061 |
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Net Charge Offs | 8,954 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 511,435 |
| Total assets for the leverage ratio | 692,784 |
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Loans secured by real estate: | 340,173 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 59,471 |
| Off Balance Sheet Exposures (%) | 2.56 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,454 |
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:· First Southern Bank
