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 The Gerber State Bank
The Gerber State Bank
| RSSD ID 663638 | CERTIFICATE 899 | ABA NUMBER 71111407 |
| 110 E Elm St |
Quarter Ended : |
2025-12-31 |
| Argenta, Illinois, 62501 |
Updated : |
2026-01-29 |
| www.gerberstatebank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,639 |
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Total Interest Income | 3,853 |
| Total Liabilities | 90,644 |
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Total NonInterest Income | 262 |
| Total Bank Equity Capital | 9,995 |
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Total Interest Expense | 1,015 |
| Total Deposits | 77,284 |
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Total NonInterest Expense | 2,105 |
| Net Loans & Leases | 46,792 |
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Net Income | 999 |
| Loan Loss Allowance | 721 |
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Net Charge Offs | (36) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 45,627 |
| Total assets for the leverage ratio | 107,189 |
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Loans secured by real estate: | 24,455 |
| Tier 1 Leverage Ratio | 11.87 |
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Commercial and industrial loans | 4,581 |
| Off Balance Sheet Exposures (%) | 9.38 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,253 |
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:· The Gerber State Bank
