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 The Gerber State Bank
The Gerber State Bank
| RSSD ID 663638 | CERTIFICATE 899 | ABA NUMBER 71111407 |
| 110 E Elm St |
Quarter Ended : |
2025-09-30 |
| Argenta, Illinois, 62501 |
Updated : |
2025-10-29 |
| www.gerberstatebank.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 100,128 |
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Total Interest Income | 2,766 |
| Total Liabilities | 90,819 |
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Total NonInterest Income | 186 |
| Total Bank Equity Capital | 9,309 |
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Total Interest Expense | 668 |
| Total Deposits | 81,576 |
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Total NonInterest Expense | 1,579 |
| Net Loans & Leases | 43,989 |
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Net Income | 678 |
| Loan Loss Allowance | 741 |
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Net Charge Offs | (34) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 44,695 |
| Total assets for the leverage ratio | 101,776 |
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Loans secured by real estate: | 24,657 |
| Tier 1 Leverage Ratio | 12.18 |
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Commercial and industrial loans | 4,891 |
| Off Balance Sheet Exposures (%) | 6.89 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,189 |
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:· The Gerber State Bank
