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 Lone Oak Bank, National Association
Lone Oak Bank, National Association
| RSSD ID 665258 | CERTIFICATE 3184 | ABA NUMBER 111307841 |
| 100 Ne Main St |
Quarter Ended : |
2025-12-31 |
| Eldorado, Texas, 76936 |
Updated : |
2026-01-21 |
| www.loneoakbank.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 112,051 |
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Total Interest Income | 7,825 |
| Total Liabilities | 95,141 |
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Total NonInterest Income | 412 |
| Total Bank Equity Capital | 16,910 |
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Total Interest Expense | 1,686 |
| Total Deposits | 94,665 |
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Total NonInterest Expense | 3,464 |
| Net Loans & Leases | 83,219 |
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Net Income | 2,975 |
| Loan Loss Allowance | 1,282 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 80,930 |
| Total assets for the leverage ratio | 107,968 |
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Loans secured by real estate: | 45,256 |
| Tier 1 Leverage Ratio | 14.95 |
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Commercial and industrial loans | 18,532 |
| Off Balance Sheet Exposures (%) | 11.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,104 |
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:· Lone Oak Bank, National Association
