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 Round Top State Bank
Round Top State Bank
| RSSD ID 665865 | CERTIFICATE 19358 | ABA NUMBER 113114896 |
| 301 N Washington St |
Quarter Ended : |
2025-12-31 |
| Round Top, Texas, 78954 |
Updated : |
2026-01-29 |
| www.roundtopstatebank.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 943,297 |
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Total Interest Income | 43,869 |
| Total Liabilities | 846,645 |
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Total NonInterest Income | 1,762 |
| Total Bank Equity Capital | 96,652 |
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Total Interest Expense | 17,485 |
| Total Deposits | 844,084 |
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Total NonInterest Expense | 14,692 |
| Net Loans & Leases | 580,797 |
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Net Income | 10,718 |
| Loan Loss Allowance | 5,348 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 585,884 |
| Total assets for the leverage ratio | 964,543 |
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Loans secured by real estate: | 532,202 |
| Tier 1 Leverage Ratio | 11.73 |
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Commercial and industrial loans | 20,331 |
| Off Balance Sheet Exposures (%) | 4.54 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,587 |
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:· Round Top State Bank
