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 Round Top State Bank
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Round Top State Bank
| RSSD ID 665865 | CERTIFICATE 19358 | ABA NUMBER 113114896 |
| 301 N Washington St |
Quarter Ended : |
2026-06-30 |
| Round Top, Texas, 78954 |
Updated : |
2026-07-28 |
| www.roundtopstatebank.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 974,057 |
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Total Interest Income | 23,450 |
| Total Liabilities | 873,222 |
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Total NonInterest Income | 845 |
| Total Bank Equity Capital | 100,835 |
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Total Interest Expense | 8,833 |
| Total Deposits | 870,289 |
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Total NonInterest Expense | 7,747 |
| Net Loans & Leases | 594,249 |
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Net Income | 6,090 |
| Loan Loss Allowance | 5,348 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 600,396 |
| Total assets for the leverage ratio | 998,501 |
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Loans secured by real estate: | 543,537 |
| Tier 1 Leverage Ratio | 11.94 |
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Commercial and industrial loans | 21,347 |
| Off Balance Sheet Exposures (%) | 5.08 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,594 |
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:· Round Top State Bank
