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 Round Top State Bank
Round Top State Bank
| RSSD ID 665865 | CERTIFICATE 19358 | ABA NUMBER 113114896 |
| 301 N Washington St |
Quarter Ended : |
2025-06-30 |
| Round Top, Texas, 78954 |
Updated : |
2025-07-25 |
| www.roundtopstatebank.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 914,727 |
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Total Interest Income | 21,037 |
| Total Liabilities | 826,529 |
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Total NonInterest Income | 890 |
| Total Bank Equity Capital | 88,198 |
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Total Interest Expense | 8,615 |
| Total Deposits | 823,935 |
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Total NonInterest Expense | 7,354 |
| Net Loans & Leases | 570,911 |
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Net Income | 4,857 |
| Loan Loss Allowance | 5,207 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 573,605 |
| Total assets for the leverage ratio | 925,319 |
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Loans secured by real estate: | 521,355 |
| Tier 1 Leverage Ratio | 11.87 |
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Commercial and industrial loans | 19,291 |
| Off Balance Sheet Exposures (%) | 5.47 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 15,714 |
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:· Round Top State Bank
