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M1 Bank
M1 Bank
| RSSD ID 666059 | CERTIFICATE 9797 | ABA NUMBER 81519549 |
| 7801 Forsyth Boulevard |
Quarter Ended : |
2025-12-31 |
| Clayton, Missouri, 63105 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,196,604 |
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Total Interest Income | 78,755 |
| Total Liabilities | 1,080,023 |
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Total NonInterest Income | 223 |
| Total Bank Equity Capital | 116,581 |
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Total Interest Expense | 38,258 |
| Total Deposits | 1,070,420 |
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Total NonInterest Expense | 17,227 |
| Net Loans & Leases | 919,280 |
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Net Income | 18,872 |
| Loan Loss Allowance | 12,778 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 960,134 |
| Total assets for the leverage ratio | 1,208,658 |
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Loans secured by real estate: | 200,518 |
| Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 714,572 |
| Off Balance Sheet Exposures (%) | 10.14 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 524 |
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