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Vermilion Valley Bank
Vermilion Valley Bank
| RSSD ID 666844 | CERTIFICATE 11667 | ABA NUMBER 71110000 |
| 4 E Peoria St |
Quarter Ended : |
2025-12-31 |
| Piper City, Illinois, 60959 |
Updated : |
2026-01-10 |
| www.vermilionvalleybank.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 192,041 |
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Total Interest Income | 7,992 |
| Total Liabilities | 162,265 |
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Total NonInterest Income | 209 |
| Total Bank Equity Capital | 29,776 |
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Total Interest Expense | 2,418 |
| Total Deposits | 150,897 |
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Total NonInterest Expense | 2,616 |
| Net Loans & Leases | 112,200 |
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Net Income | 2,970 |
| Loan Loss Allowance | 1,241 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 32,813 |
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Total loans | 110,065 |
| Total assets for the leverage ratio | 189,935 |
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Loans secured by real estate: | 77,530 |
| Tier 1 Leverage Ratio | 16.62 |
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Commercial and industrial loans | 3,581 |
| Tier 1 Capital Ratio | 25.95 |
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Loans to individuals - Credit Cards | 166 |
| Total Capital Ratio | 26.97 |
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Loans to individuals - Other | 1,834 |
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