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Union Bank, Inc.
Union Bank, Inc.
| RSSD ID 667029 | CERTIFICATE 16620 | ABA NUMBER 43404443 |
| 103 Dodd St |
Quarter Ended : |
2025-12-31 |
| Middlebourne, West Virginia, 26149 |
Updated : |
2026-02-09 |
| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 415,050 |
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Total Interest Income | 18,315 |
| Total Liabilities | 380,231 |
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Total NonInterest Income | 1,874 |
| Total Bank Equity Capital | 34,819 |
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Total Interest Expense | 4,883 |
| Total Deposits | 376,746 |
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Total NonInterest Expense | 7,388 |
| Net Loans & Leases | 170,979 |
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Net Income | 7,667 |
| Loan Loss Allowance | 1,533 |
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Net Charge Offs | 97 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 174,679 |
| Total assets for the leverage ratio | 421,625 |
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Loans secured by real estate: | 130,811 |
| Tier 1 Leverage Ratio | 9.03 |
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Commercial and industrial loans | 9,779 |
| Off Balance Sheet Exposures (%) | 3.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,088 |
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