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Union Bank, Inc.
Union Bank, Inc.
| RSSD ID 667029 | CERTIFICATE 16620 | ABA NUMBER 43404443 |
| 103 Dodd St |
Quarter Ended : |
2025-09-30 |
| Middlebourne, West Virginia, 26149 |
Updated : |
2025-10-14 |
| hometownbanc.com |
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| Institution Profile |
| Year Opened : |
1947 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 427,270 |
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Total Interest Income | 13,596 |
| Total Liabilities | 389,975 |
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Total NonInterest Income | 1,406 |
| Total Bank Equity Capital | 37,295 |
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Total Interest Expense | 3,627 |
| Total Deposits | 387,536 |
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Total NonInterest Expense | 5,532 |
| Net Loans & Leases | 175,696 |
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Net Income | 5,689 |
| Loan Loss Allowance | 1,481 |
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Net Charge Offs | 60 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 176,823 |
| Total assets for the leverage ratio | 401,159 |
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Loans secured by real estate: | 132,388 |
| Tier 1 Leverage Ratio | 10.34 |
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Commercial and industrial loans | 9,583 |
| Off Balance Sheet Exposures (%) | 3.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,649 |
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