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 Philo Exchange Bank
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Philo Exchange Bank
| RSSD ID 667346 | CERTIFICATE 5722 | ABA NUMBER 71110369 |
| 102 W Washington St |
Quarter Ended : |
2026-06-30 |
| Philo, Illinois, 61864 |
Updated : |
2026-07-15 |
| www.philobank.com |
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| Institution Profile |
| Year Opened : |
1883 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 156,573 |
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Total Interest Income | 3,324 |
| Total Liabilities | 141,067 |
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Total NonInterest Income | 167 |
| Total Bank Equity Capital | 15,506 |
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Total Interest Expense | 766 |
| Total Deposits | 130,259 |
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Total NonInterest Expense | 1,949 |
| Net Loans & Leases | 88,104 |
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Net Income | 768 |
| Loan Loss Allowance | 859 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 86,284 |
| Total assets for the leverage ratio | 153,272 |
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Loans secured by real estate: | 65,095 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 4,939 |
| Off Balance Sheet Exposures (%) | 2.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,046 |
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:· Philo Exchange Bank
