|
 |
|
|
 The Bank of Charlotte County
The Bank of Charlotte County
| RSSD ID 667524 | CERTIFICATE 14491 | ABA NUMBER 51404752 |
| 101 Berkley Street |
Quarter Ended : |
2025-09-30 |
| Phenix, Virginia, 23959 |
Updated : |
2025-10-27 |
| www.bankofcharlotte.com |
|
| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
48 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 216,312 |
|
Total Interest Income | 8,467 |
| Total Liabilities | 192,260 |
|
Total NonInterest Income | 685 |
| Total Bank Equity Capital | 24,052 |
|
Total Interest Expense | 1,652 |
| Total Deposits | 191,287 |
|
Total NonInterest Expense | 4,844 |
| Net Loans & Leases | 148,030 |
|
Net Income | 1,991 |
| Loan Loss Allowance | 1,453 |
|
Net Charge Offs | 83 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 27,341 |
|
Total loans | 148,850 |
| Total assets for the leverage ratio | 217,976 |
|
Loans secured by real estate: | 135,819 |
| Tier 1 Leverage Ratio | 11.85 |
|
Commercial and industrial loans | 8,707 |
| Tier 1 Capital Ratio | 17.44 |
|
Loans to individuals - Credit Cards | 385 |
| Total Capital Ratio | 18.46 |
|
Loans to individuals - Other | 3,239 |
|
|
|
|
:· The Bank of Charlotte County
