|
 |
|
|
 Newburyport Five Cents Savings Bank
|
Newburyport Five Cents Savings Bank
| RSSD ID 67209 | CERTIFICATE 90251 | ABA NUMBER 211371502 |
| 63 State St |
Quarter Ended : |
2026-06-30 |
| Newburyport, Massachusetts, 1950 |
Updated : |
2026-07-29 |
| www.newburyportbank.com |
|
| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
159 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,573,796 |
|
Total Interest Income | 39,598 |
| Total Liabilities | 1,431,063 |
|
Total NonInterest Income | 1,300 |
| Total Bank Equity Capital | 142,733 |
|
Total Interest Expense | 18,135 |
| Total Deposits | 1,257,955 |
|
Total NonInterest Expense | 20,210 |
| Net Loans & Leases | 1,291,818 |
|
Net Income | 3,064 |
| Loan Loss Allowance | 16,729 |
|
Net Charge Offs | 2,162 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 171,860 |
|
Total loans | 1,313,183 |
| Total assets for the leverage ratio | 1,589,724 |
|
Loans secured by real estate: | 1,171,337 |
| Tier 1 Leverage Ratio | 9.76 |
|
Commercial and industrial loans | 122,546 |
| Tier 1 Capital Ratio | 11.67 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.92 |
|
Loans to individuals - Other | 15,413 |
|
|
|
|
:· Newburyport Five Cents Savings Bank
