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 Newburyport Five Cents Savings Bank
Newburyport Five Cents Savings Bank
| RSSD ID 67209 | CERTIFICATE 90251 | ABA NUMBER 211371502 |
| 63 State St |
Quarter Ended : |
2025-09-30 |
| Newburyport, Massachusetts, 1950 |
Updated : |
2025-10-27 |
| www.newburyportbank.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
159 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,608,840 |
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Total Interest Income | 61,147 |
| Total Liabilities | 1,469,650 |
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Total NonInterest Income | 1,801 |
| Total Bank Equity Capital | 139,190 |
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Total Interest Expense | 30,247 |
| Total Deposits | 1,317,964 |
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Total NonInterest Expense | 31,289 |
| Net Loans & Leases | 1,325,947 |
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Net Income | (610) |
| Loan Loss Allowance | 21,313 |
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Net Charge Offs | 1,388 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 170,799 |
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Total loans | 1,337,353 |
| Total assets for the leverage ratio | 1,627,139 |
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Loans secured by real estate: | 1,172,503 |
| Tier 1 Leverage Ratio | 9.44 |
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Commercial and industrial loans | 136,485 |
| Tier 1 Capital Ratio | 11.25 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.51 |
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Loans to individuals - Other | 22,521 |
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:· Newburyport Five Cents Savings Bank
