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 Newburyport Five Cents Savings Bank
Newburyport Five Cents Savings Bank
| RSSD ID 67209 | CERTIFICATE 90251 | ABA NUMBER 211371502 |
| 63 State St |
Quarter Ended : |
2025-06-30 |
| Newburyport, Massachusetts, 01950 |
Updated : |
2025-07-29 |
| www.newburyportbank.com |
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| Institution Profile |
| Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
167 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,615,728 |
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Total Interest Income | 40,533 |
| Total Liabilities | 1,476,795 |
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Total NonInterest Income | 1,146 |
| Total Bank Equity Capital | 138,933 |
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Total Interest Expense | 20,286 |
| Total Deposits | 1,322,226 |
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Total NonInterest Expense | 20,554 |
| Net Loans & Leases | 1,324,625 |
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Net Income | 840 |
| Loan Loss Allowance | 17,921 |
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Net Charge Offs | 875 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 172,120 |
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Total loans | 1,342,074 |
| Total assets for the leverage ratio | 1,616,039 |
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Loans secured by real estate: | 1,167,736 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 140,551 |
| Tier 1 Capital Ratio | 11.42 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.67 |
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Loans to individuals - Other | 26,212 |
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:· Newburyport Five Cents Savings Bank
