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 The Exchange Bank of Alabama
The Exchange Bank of Alabama
| RSSD ID 672537 | CERTIFICATE 54 | ABA NUMBER 62204129 |
| 7170 6th Ave |
Quarter Ended : |
2025-03-31 |
| Altoona, Alabama, 35952 |
Updated : |
2025-04-22 |
| www.exba.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
69 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 376,573 |
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Total Interest Income | 4,448 |
| Total Liabilities | 331,292 |
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Total NonInterest Income | 319 |
| Total Bank Equity Capital | 45,281 |
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Total Interest Expense | 1,313 |
| Total Deposits | 327,365 |
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Total NonInterest Expense | 2,373 |
| Net Loans & Leases | 192,569 |
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Net Income | 828 |
| Loan Loss Allowance | 2,530 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 201,014 |
| Total assets for the leverage ratio | 394,357 |
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Loans secured by real estate: | 172,691 |
| Tier 1 Leverage Ratio | 14.36 |
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Commercial and industrial loans | 11,958 |
| Off Balance Sheet Exposures (%) | 4.76 |
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Loans to individuals - Credit Cards | 2,205 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,082 |
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:· The Exchange Bank of Alabama
