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 The Exchange Bank of Alabama
The Exchange Bank of Alabama
| RSSD ID 672537 | CERTIFICATE 54 | ABA NUMBER 62204129 |
| 7170 6th Ave |
Quarter Ended : |
2025-12-31 |
| Altoona, Alabama, 35952 |
Updated : |
2026-01-16 |
| www.exba.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 392,141 |
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Total Interest Income | 18,518 |
| Total Liabilities | 340,470 |
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Total NonInterest Income | 1,662 |
| Total Bank Equity Capital | 51,671 |
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Total Interest Expense | 4,790 |
| Total Deposits | 336,583 |
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Total NonInterest Expense | 9,477 |
| Net Loans & Leases | 199,546 |
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Net Income | 4,490 |
| Loan Loss Allowance | 2,570 |
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Net Charge Offs | 108 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 199,719 |
| Total assets for the leverage ratio | 403,482 |
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Loans secured by real estate: | 175,070 |
| Tier 1 Leverage Ratio | 14.88 |
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Commercial and industrial loans | 11,121 |
| Off Balance Sheet Exposures (%) | 4.79 |
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Loans to individuals - Credit Cards | 2,299 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,917 |
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:· The Exchange Bank of Alabama
