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 Farmers and Merchants Savings Bank
Farmers and Merchants Savings Bank
| RSSD ID 673244 | CERTIFICATE 10492 | ABA NUMBER 73907541 |
| 2235 Mormon Trek Blvd |
Quarter Ended : |
2025-12-31 |
| Iowa City, Iowa, 52246 |
Updated : |
2026-01-22 |
| www.fmbankonline.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 123,102 |
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Total Interest Income | 5,633 |
| Total Liabilities | 105,991 |
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Total NonInterest Income | 216 |
| Total Bank Equity Capital | 17,111 |
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Total Interest Expense | 1,842 |
| Total Deposits | 101,740 |
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Total NonInterest Expense | 2,547 |
| Net Loans & Leases | 78,174 |
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Net Income | 1,136 |
| Loan Loss Allowance | 1,027 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 76,956 |
| Total assets for the leverage ratio | 120,550 |
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Loans secured by real estate: | 59,258 |
| Tier 1 Leverage Ratio | 13.61 |
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Commercial and industrial loans | 12,095 |
| Off Balance Sheet Exposures (%) | 5.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 788 |
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:· Farmers and Merchants Savings Bank
