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Citizens Federal Savings and Loan Association

Citizens Federal Savings and Loan Association
RSSD ID 673477 | CERTIFICATE 27841 | ABA NUMBER 242170086
433 Madison Ave Quarter Ended : 2026-06-30
Covington, Kentucky, 41011 Updated : 2026-07-29
www.citizens-federal.com

Institution Profile
Year Opened : 1886 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Mortgage Lending Specialization
Number of Offices : 1 Number of Employees : 4

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets41,864
Total Interest Income967
Total Liabilities30,547
Total NonInterest Income11
Total Bank Equity Capital11,317
Total Interest Expense471
Total Deposits28,056
Total NonInterest Expense478
Net Loans & Leases30,269
Net Income50
Loan Loss Allowance272
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital11,801
Total loans30,026
Total assets for the leverage ratio41,205
Loans secured by real estate:31,041
Tier 1 Leverage Ratio28.05
Commercial and industrial loans0
Tier 1 Capital Ratio58.97
Loans to individuals - Credit Cards0
Total Capital Ratio60.22
Loans to individuals - Other157





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury