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 Citizens Federal Savings and Loan Association
Citizens Federal Savings and Loan Association
| RSSD ID 673477 | CERTIFICATE 27841 | ABA NUMBER 242170086 |
| 433 Madison Ave |
Quarter Ended : |
2025-12-31 |
| Covington, Kentucky, 41011 |
Updated : |
2026-01-29 |
| www.citizens-federal.com |
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| Institution Profile |
| Year Opened : |
1886 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
5 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 40,859 |
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Total Interest Income | 1,957 |
| Total Liabilities | 29,553 |
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Total NonInterest Income | 25 |
| Total Bank Equity Capital | 11,306 |
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Total Interest Expense | 1,045 |
| Total Deposits | 26,891 |
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Total NonInterest Expense | 870 |
| Net Loans & Leases | 31,845 |
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Net Income | 43 |
| Loan Loss Allowance | 272 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 11,756 |
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Total loans | 31,091 |
| Total assets for the leverage ratio | 41,378 |
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Loans secured by real estate: | 32,225 |
| Tier 1 Leverage Ratio | 27.81 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 57.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 58.72 |
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Loans to individuals - Other | 270 |
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:· Citizens Federal Savings and Loan Association
