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American Trust and Savings Bank
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American Trust and Savings Bank
| RSSD ID 675341 | CERTIFICATE 10120 | ABA NUMBER 73917748 |
| 309 Mckinley Ave |
Quarter Ended : |
2026-06-30 |
| Lowden, Iowa, 52255 |
Updated : |
2026-07-29 |
| www.atsb-lowden.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
4 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 27,845 |
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Total Interest Income | 383 |
| Total Liabilities | 24,351 |
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Total NonInterest Income | 11 |
| Total Bank Equity Capital | 3,494 |
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Total Interest Expense | 165 |
| Total Deposits | 23,190 |
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Total NonInterest Expense | 377 |
| Net Loans & Leases | 5,266 |
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Net Income | (148) |
| Loan Loss Allowance | 405 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 4,894 |
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Total loans | 5,767 |
| Total assets for the leverage ratio | 30,306 |
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Loans secured by real estate: | 809 |
| Tier 1 Leverage Ratio | 15.65 |
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Commercial and industrial loans | 1,384 |
| Tier 1 Capital Ratio | 39.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 41.23 |
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Loans to individuals - Other | 741 |
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