American Trust and Savings Bank Financial Reports

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American Trust and Savings Bank

RSSD ID 675341 \| CERTIFICATE 10120 \| ABA NUMBER 73917748
309 Mckinley Ave	Quarter Ended :	2025-12-31
Lowden, Iowa, 52255	Updated :	2026-01-29
www.atsb-lowden.com

Institution Profile

Year Opened :

1913

Institution Type :

Commercial bank

Entity Type :

State

Federal Regulator :

FDIC

Member Federal Reserve :

S-Corp :

Fiduciary Powers :

Yes

Powers Exercised :

Yes

Filing Type :

051

Specialization :

Agricultural Specialization

Number of Offices :

Number of Employees :

Related Company Filings	Regulator
LOWDEN BANCSHARES INC	FED

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)
Total Assets	30,950	Total Interest Income	977
Total Liabilities	27,231	Total NonInterest Income	183
Total Bank Equity Capital	3,719	Total Interest Expense	374
Total Deposits	26,072	Total NonInterest Expense	993
Net Loans & Leases	5,870	Net Income	(194)
Loan Loss Allowance	403	Net Charge Offs	(83)

Regulatory Capital		Quarterly Averages (USD, in thousands)
Total capital	5,048	Total loans	5,688
Total assets for the leverage ratio	32,175	Loans secured by real estate:	861
Tier 1 Leverage Ratio	15.2	Commercial and industrial loans	1,716
Tier 1 Capital Ratio	39.72	Loans to individuals - Credit Cards	0
Total Capital Ratio	41	Loans to individuals - Other	738

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury