|
 |
 |
|
American Trust and Savings Bank
American Trust and Savings Bank
RSSD ID 675341 | CERTIFICATE 10120 | ABA NUMBER 73917748 |
309 Mckinley Ave |
Quarter Ended : |
2025-06-30 |
Lowden, Iowa, 52255 |
Updated : |
2025-07-28 |
www.atsb-lowden.com |
|
Institution Profile |
Year Opened : |
1913 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Agricultural Specialization |
Number of Offices : |
1 |
Number of Employees : |
5 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 33,240 |
|
Total Interest Income | 518 |
Total Liabilities | 29,701 |
|
Total NonInterest Income | 62 |
Total Bank Equity Capital | 3,539 |
|
Total Interest Expense | 204 |
Total Deposits | 28,592 |
|
Total NonInterest Expense | 406 |
Net Loans & Leases | 5,611 |
|
Net Income | (27) |
Loan Loss Allowance | 321 |
|
Net Charge Offs | (1) |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 5,220 |
|
Total loans | 5,909 |
Total assets for the leverage ratio | 35,546 |
|
Loans secured by real estate: | 946 |
Tier 1 Leverage Ratio | 14.23 |
|
Commercial and industrial loans | 1,772 |
Tier 1 Capital Ratio | 39.37 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 40.64 |
|
Loans to individuals - Other | 754 |
|
|
|
|