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Smackover State Bank
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Smackover State Bank
| RSSD ID 676049 | CERTIFICATE 5623 | ABA NUMBER 82906546 |
| 708 Broadway St |
Quarter Ended : |
2026-03-31 |
| Smackover, Arkansas, 71762 |
Updated : |
2026-04-15 |
| www.smackoverbank.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 248,680 |
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Total Interest Income | 3,208 |
| Total Liabilities | 223,164 |
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Total NonInterest Income | 221 |
| Total Bank Equity Capital | 25,516 |
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Total Interest Expense | 1,310 |
| Total Deposits | 207,475 |
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Total NonInterest Expense | 1,085 |
| Net Loans & Leases | 171,260 |
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Net Income | 740 |
| Loan Loss Allowance | 1,407 |
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Net Charge Offs | 52 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 173,792 |
| Total assets for the leverage ratio | 254,400 |
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Loans secured by real estate: | 145,985 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 20,855 |
| Off Balance Sheet Exposures (%) | 1.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,952 |
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