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 First Savings Bank
First Savings Bank
| RSSD ID 67656 | CERTIFICATE 32629 | ABA NUMBER 91406833 |
| 201 N 3rd St |
Quarter Ended : |
2025-12-31 |
| Beresford, South Dakota, 57004 |
Updated : |
2026-01-16 |
| firstsavingsbanks.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
24 |
Number of Employees : |
213 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,541,563 |
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Total Interest Income | 135,968 |
| Total Liabilities | 1,251,888 |
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Total NonInterest Income | 39,588 |
| Total Bank Equity Capital | 289,675 |
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Total Interest Expense | 17,078 |
| Total Deposits | 1,238,304 |
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Total NonInterest Expense | 65,688 |
| Net Loans & Leases | 1,102,469 |
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Net Income | 35,925 |
| Loan Loss Allowance | 68,368 |
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Net Charge Offs | 50,611 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 305,068 |
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Total loans | 1,130,104 |
| Total assets for the leverage ratio | 1,524,989 |
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Loans secured by real estate: | 809,224 |
| Tier 1 Leverage Ratio | 19 |
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Commercial and industrial loans | 45,391 |
| Tier 1 Capital Ratio | 24.68 |
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Loans to individuals - Credit Cards | 173,514 |
| Total Capital Ratio | 25.99 |
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Loans to individuals - Other | 11,380 |
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:· First Savings Bank
