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 TrustCo Bank
TrustCo Bank
| RSSD ID 677176 | CERTIFICATE 31945 | ABA NUMBER 21300912 |
| 1 Sarnowski Dr |
Quarter Ended : |
2025-12-31 |
| Glenville, New York, 12302 |
Updated : |
2026-01-30 |
| www.trustcobank.com |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
135 |
Number of Employees : |
743 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,440,470 |
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Total Interest Income | 259,413 |
| Total Liabilities | 5,916,174 |
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Total NonInterest Income | 20,319 |
| Total Bank Equity Capital | 524,296 |
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Total Interest Expense | 90,781 |
| Total Deposits | 5,557,429 |
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Total NonInterest Expense | 105,706 |
| Net Loans & Leases | 5,200,255 |
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Net Income | 61,793 |
| Loan Loss Allowance | 52,205 |
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Net Charge Offs | (458) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 559,750 |
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Total loans | 5,216,560 |
| Total assets for the leverage ratio | 6,322,155 |
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Loans secured by real estate: | 5,020,814 |
| Tier 1 Leverage Ratio | 8.13 |
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Commercial and industrial loans | 17,282 |
| Tier 1 Capital Ratio | 13.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.23 |
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Loans to individuals - Other | 11,881 |
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:· TrustCo Bank
