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 First State Bank
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First State Bank
| RSSD ID 677448 | CERTIFICATE 5821 | ABA NUMBER 73914411 |
| 413 East St |
Quarter Ended : |
2026-06-30 |
| Lynnville, Iowa, 50153 |
Updated : |
2026-07-14 |
| www.fsbankia.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 384,245 |
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Total Interest Income | 10,999 |
| Total Liabilities | 342,499 |
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Total NonInterest Income | 560 |
| Total Bank Equity Capital | 41,746 |
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Total Interest Expense | 3,409 |
| Total Deposits | 308,052 |
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Total NonInterest Expense | 3,687 |
| Net Loans & Leases | 294,513 |
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Net Income | 4,052 |
| Loan Loss Allowance | 3,111 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 293,886 |
| Total assets for the leverage ratio | 384,003 |
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Loans secured by real estate: | 214,871 |
| Tier 1 Leverage Ratio | 9.77 |
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Commercial and industrial loans | 24,710 |
| Off Balance Sheet Exposures (%) | 9.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,035 |
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:· First State Bank
