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 Farmers and Merchants State Bank
Farmers and Merchants State Bank
| RSSD ID 677756 | CERTIFICATE 21728 | ABA NUMBER 91310602 |
| 816 3rd St |
Quarter Ended : |
2025-12-31 |
| Langdon, North Dakota, 58249 |
Updated : |
2026-01-20 |
| www.fmbanklangdon.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 150,265 |
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Total Interest Income | 7,288 |
| Total Liabilities | 129,541 |
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Total NonInterest Income | 159 |
| Total Bank Equity Capital | 20,724 |
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Total Interest Expense | 3,040 |
| Total Deposits | 108,145 |
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Total NonInterest Expense | 2,520 |
| Net Loans & Leases | 81,594 |
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Net Income | 1,772 |
| Loan Loss Allowance | 726 |
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Net Charge Offs | 121 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 80,513 |
| Total assets for the leverage ratio | 148,340 |
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Loans secured by real estate: | 37,863 |
| Tier 1 Leverage Ratio | 14.72 |
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Commercial and industrial loans | 9,286 |
| Off Balance Sheet Exposures (%) | 7.35 |
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Loans to individuals - Credit Cards | 128 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,386 |
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:· Farmers and Merchants State Bank
