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 Citizens State Bank and Trust Company
Citizens State Bank and Trust Company
| RSSD ID 678557 | CERTIFICATE 5830 | ABA NUMBER 101101976 |
| 610 Oregon St |
Quarter Ended : |
2025-09-30 |
| Hiawatha, Kansas, 66434 |
Updated : |
2025-10-23 |
| www.csbkansas.com |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 99,809 |
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Total Interest Income | 3,733 |
| Total Liabilities | 81,853 |
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Total NonInterest Income | 594 |
| Total Bank Equity Capital | 17,956 |
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Total Interest Expense | 437 |
| Total Deposits | 74,932 |
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Total NonInterest Expense | 2,215 |
| Net Loans & Leases | 64,056 |
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Net Income | 1,620 |
| Loan Loss Allowance | 612 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,032 |
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Total loans | 64,964 |
| Total assets for the leverage ratio | 100,360 |
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Loans secured by real estate: | 43,476 |
| Tier 1 Leverage Ratio | 18.34 |
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Commercial and industrial loans | 4,031 |
| Tier 1 Capital Ratio | 28.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 29.66 |
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Loans to individuals - Other | 2,597 |
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:· Citizens State Bank and Trust Company
