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 Central State Bank
Central State Bank
| RSSD ID 678744 | CERTIFICATE 1550 | ABA NUMBER 73905608 |
| 805 22nd Ave |
Quarter Ended : |
2025-12-31 |
| Coralville, Iowa, 52241 |
Updated : |
2026-01-26 |
| centralstate.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 441,491 |
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Total Interest Income | 22,241 |
| Total Liabilities | 400,342 |
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Total NonInterest Income | 856 |
| Total Bank Equity Capital | 41,149 |
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Total Interest Expense | 10,384 |
| Total Deposits | 344,349 |
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Total NonInterest Expense | 7,562 |
| Net Loans & Leases | 350,107 |
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Net Income | 4,907 |
| Loan Loss Allowance | 4,881 |
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Net Charge Offs | 59 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,370 |
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Total loans | 354,428 |
| Total assets for the leverage ratio | 434,866 |
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Loans secured by real estate: | 309,526 |
| Tier 1 Leverage Ratio | 9.72 |
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Commercial and industrial loans | 42,392 |
| Tier 1 Capital Ratio | 12.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.17 |
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Loans to individuals - Other | 2,509 |
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:· Central State Bank
