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 Central State Bank
Central State Bank
| RSSD ID 678744 | CERTIFICATE 1550 | ABA NUMBER 73905608 |
| 805 22nd Ave |
Quarter Ended : |
2025-06-30 |
| Coralville, Iowa, 52241 |
Updated : |
2025-07-28 |
| www.centralstate.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 453,274 |
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Total Interest Income | 11,024 |
| Total Liabilities | 413,357 |
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Total NonInterest Income | 322 |
| Total Bank Equity Capital | 39,917 |
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Total Interest Expense | 5,343 |
| Total Deposits | 368,006 |
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Total NonInterest Expense | 3,715 |
| Net Loans & Leases | 359,850 |
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Net Income | 2,162 |
| Loan Loss Allowance | 4,940 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 47,047 |
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Total loans | 368,395 |
| Total assets for the leverage ratio | 442,658 |
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Loans secured by real estate: | 324,042 |
| Tier 1 Leverage Ratio | 9.68 |
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Commercial and industrial loans | 41,337 |
| Tier 1 Capital Ratio | 12.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14 |
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Loans to individuals - Other | 3,016 |
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:· Central State Bank
