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Central State Bank
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Central State Bank
| RSSD ID 678744 | CERTIFICATE 1550 | ABA NUMBER 73905608 |
| 805 22nd Ave |
Quarter Ended : |
2026-06-30 |
| Coralville, Iowa, 52241 |
Updated : |
2026-07-08 |
| centralstate.bank |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 419,323 |
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Total Interest Income | 10,773 |
| Total Liabilities | 377,873 |
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Total NonInterest Income | 285 |
| Total Bank Equity Capital | 41,450 |
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Total Interest Expense | 4,111 |
| Total Deposits | 344,418 |
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Total NonInterest Expense | 3,573 |
| Net Loans & Leases | 323,575 |
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Net Income | 3,752 |
| Loan Loss Allowance | 4,381 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 46,475 |
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Total loans | 338,855 |
| Total assets for the leverage ratio | 416,380 |
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Loans secured by real estate: | 293,393 |
| Tier 1 Leverage Ratio | 10.27 |
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Commercial and industrial loans | 43,528 |
| Tier 1 Capital Ratio | 14.42 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.68 |
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Loans to individuals - Other | 1,934 |
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