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 Citizens Trust Bank
Citizens Trust Bank
| RSSD ID 680130 | CERTIFICATE 8033 | ABA NUMBER 61010220 |
| 965 Martin Luther King Jr Dr Nw |
Quarter Ended : |
2025-12-31 |
| Atlanta, Georgia, 30314 |
Updated : |
2026-01-30 |
| www.ctbconnect.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 795,547 |
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Total Interest Income | 39,446 |
| Total Liabilities | 693,750 |
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Total NonInterest Income | 5,207 |
| Total Bank Equity Capital | 101,797 |
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Total Interest Expense | 6,919 |
| Total Deposits | 682,470 |
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Total NonInterest Expense | 19,078 |
| Net Loans & Leases | 375,887 |
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Net Income | 14,039 |
| Loan Loss Allowance | 4,640 |
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Net Charge Offs | 471 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 112,096 |
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Total loans | 382,412 |
| Total assets for the leverage ratio | 782,415 |
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Loans secured by real estate: | 265,955 |
| Tier 1 Leverage Ratio | 13.68 |
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Commercial and industrial loans | 98,336 |
| Tier 1 Capital Ratio | 24.03 |
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Loans to individuals - Credit Cards | 2,600 |
| Total Capital Ratio | 25.16 |
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Loans to individuals - Other | 14,564 |
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:· Citizens Trust Bank
