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 County National Bank
County National Bank
| RSSD ID 682143 | CERTIFICATE 14073 | ABA NUMBER 72402694 |
| 1 S Howell St |
Quarter Ended : |
2025-12-31 |
| Hillsdale, Michigan, 49242 |
Updated : |
2026-02-11 |
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
236 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,319,644 |
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Total Interest Income | 71,590 |
| Total Liabilities | 1,197,472 |
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Total NonInterest Income | 8,807 |
| Total Bank Equity Capital | 122,172 |
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Total Interest Expense | 22,862 |
| Total Deposits | 1,119,392 |
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Total NonInterest Expense | 39,188 |
| Net Loans & Leases | 1,083,528 |
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Net Income | 12,725 |
| Loan Loss Allowance | 12,074 |
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Net Charge Offs | 3,599 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 133,835 |
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Total loans | 1,086,395 |
| Total assets for the leverage ratio | 1,319,696 |
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Loans secured by real estate: | 809,317 |
| Tier 1 Leverage Ratio | 9.19 |
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Commercial and industrial loans | 220,695 |
| Tier 1 Capital Ratio | 11.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.21 |
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Loans to individuals - Other | 37,283 |
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:· County National Bank
