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 Ladysmith Federal Savings and Loan Association
Ladysmith Federal Savings and Loan Association
| RSSD ID 686570 | CERTIFICATE 28983 | ABA NUMBER 291571267 |
| 119 W 4th St N |
Quarter Ended : |
2025-12-31 |
| Ladysmith, Wisconsin, 54848 |
Updated : |
2026-01-28 |
| www.ladysmithfederal.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 93,961 |
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Total Interest Income | 4,313 |
| Total Liabilities | 86,585 |
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Total NonInterest Income | 409 |
| Total Bank Equity Capital | 7,376 |
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Total Interest Expense | 1,578 |
| Total Deposits | 71,364 |
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Total NonInterest Expense | 2,409 |
| Net Loans & Leases | 72,074 |
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Net Income | 502 |
| Loan Loss Allowance | 578 |
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Net Charge Offs | 18 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,930 |
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Total loans | 72,360 |
| Total assets for the leverage ratio | 91,661 |
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Loans secured by real estate: | 60,502 |
| Tier 1 Leverage Ratio | 9.11 |
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Commercial and industrial loans | 5,332 |
| Tier 1 Capital Ratio | 15.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.79 |
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Loans to individuals - Other | 6,444 |
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:· Ladysmith Federal Savings and Loan Association
