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The First State Bank of Shelby
The First State Bank of Shelby
| RSSD ID 686758 | CERTIFICATE 11013 | ABA NUMBER 92902271 |
| 320 Main St |
Quarter Ended : |
2025-09-30 |
| Shelby, Montana, 59474 |
Updated : |
2025-10-21 |
| www.fsbshelby.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 165,429 |
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Total Interest Income | 4,027 |
| Total Liabilities | 138,996 |
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Total NonInterest Income | 306 |
| Total Bank Equity Capital | 26,433 |
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Total Interest Expense | 1,622 |
| Total Deposits | 138,198 |
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Total NonInterest Expense | 1,776 |
| Net Loans & Leases | 25,561 |
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Net Income | 934 |
| Loan Loss Allowance | 80 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 25,559 |
| Total assets for the leverage ratio | 158,026 |
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Loans secured by real estate: | 8,254 |
| Tier 1 Leverage Ratio | 20.84 |
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Commercial and industrial loans | 4,045 |
| Off Balance Sheet Exposures (%) | 3.99 |
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Loans to individuals - Credit Cards | 222 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 646 |
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