|
 |
|
|
 Frederick Community Bank, The
Frederick Community Bank, The
| RSSD ID 687830 | CERTIFICATE 10446 | ABA NUMBER 71112260 |
| 106 N Market St |
Quarter Ended : |
2025-12-31 |
| Paxton, Illinois, 60957 |
Updated : |
2026-01-26 |
| www.tfcbanks.com |
|
| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 195,909 |
|
Total Interest Income | 9,705 |
| Total Liabilities | 175,292 |
|
Total NonInterest Income | 799 |
| Total Bank Equity Capital | 20,617 |
|
Total Interest Expense | 1,831 |
| Total Deposits | 174,681 |
|
Total NonInterest Expense | 4,495 |
| Net Loans & Leases | 99,394 |
|
Net Income | 3,962 |
| Loan Loss Allowance | 982 |
|
Net Charge Offs | 16 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 21,001 |
|
Total loans | 94,507 |
| Total assets for the leverage ratio | 193,304 |
|
Loans secured by real estate: | 55,126 |
| Tier 1 Leverage Ratio | 10.36 |
|
Commercial and industrial loans | 13,546 |
| Tier 1 Capital Ratio | 17.61 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.47 |
|
Loans to individuals - Other | 2,257 |
|
|
|
|
:· Frederick Community Bank, The
