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 Bank of Franklin
Bank of Franklin
| RSSD ID 68831 | CERTIFICATE 10594 | ABA NUMBER 65304327 |
| 9 Main St E |
Quarter Ended : |
2025-12-31 |
| Meadville, Mississippi, 39653 |
Updated : |
2026-01-29 |
| www.bankoffranklin.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 261,023 |
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Total Interest Income | 15,646 |
| Total Liabilities | 229,681 |
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Total NonInterest Income | 1,869 |
| Total Bank Equity Capital | 31,342 |
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Total Interest Expense | 4,738 |
| Total Deposits | 212,700 |
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Total NonInterest Expense | 8,207 |
| Net Loans & Leases | 188,492 |
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Net Income | 3,305 |
| Loan Loss Allowance | 2,574 |
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Net Charge Offs | 248 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 188,934 |
| Total assets for the leverage ratio | 257,608 |
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Loans secured by real estate: | 178,718 |
| Tier 1 Leverage Ratio | 12.43 |
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Commercial and industrial loans | 18,461 |
| Off Balance Sheet Exposures (%) | 3.22 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,391 |
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:· Bank of Franklin
