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 Bank of Franklin
Bank of Franklin
| RSSD ID 68831 | CERTIFICATE 10594 | ABA NUMBER 65304327 |
| 9 Main St E |
Quarter Ended : |
2025-09-30 |
| Meadville, Mississippi, 39653 |
Updated : |
2025-10-29 |
| www.bankoffranklin.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 252,140 |
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Total Interest Income | 11,693 |
| Total Liabilities | 221,615 |
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Total NonInterest Income | 1,275 |
| Total Bank Equity Capital | 30,525 |
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Total Interest Expense | 3,491 |
| Total Deposits | 211,139 |
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Total NonInterest Expense | 6,097 |
| Net Loans & Leases | 181,735 |
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Net Income | 2,529 |
| Loan Loss Allowance | 2,454 |
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Net Charge Offs | 213 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 180,846 |
| Total assets for the leverage ratio | 252,748 |
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Loans secured by real estate: | 151,484 |
| Tier 1 Leverage Ratio | 12.35 |
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Commercial and industrial loans | 22,061 |
| Off Balance Sheet Exposures (%) | 3.26 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,301 |
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:· Bank of Franklin
