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 Country Bank for Savings
Country Bank for Savings
| RSSD ID 689209 | CERTIFICATE 23992 | ABA NUMBER 211870980 |
| 155 West St |
Quarter Ended : |
2025-09-30 |
| Ware, Massachusetts, 1082 |
Updated : |
2025-10-29 |
| www.countrybank.com |
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| Institution Profile |
| Year Opened : |
1850 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
227 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,191,556 |
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Total Interest Income | 76,675 |
| Total Liabilities | 1,885,159 |
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Total NonInterest Income | 5,852 |
| Total Bank Equity Capital | 306,397 |
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Total Interest Expense | 28,952 |
| Total Deposits | 1,631,654 |
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Total NonInterest Expense | 40,480 |
| Net Loans & Leases | 1,698,048 |
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Net Income | 9,036 |
| Loan Loss Allowance | 15,988 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,697,459 |
| Total assets for the leverage ratio | 2,181,246 |
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Loans secured by real estate: | 1,652,976 |
| Tier 1 Leverage Ratio | 14.72 |
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Commercial and industrial loans | 34,627 |
| Off Balance Sheet Exposures (%) | 8.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,857 |
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