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Country Bank for Savings
Country Bank for Savings
RSSD ID 689209 | CERTIFICATE 23992 | ABA NUMBER 211870980
155 West St Quarter Ended : 2025-06-30
Ware, Massachusetts, 01082 Updated : 2025-07-30
www.countrybank.com

Institution Profile
Year Opened : 1850 Institution Type : Stock and Mutual Savings bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 041
Specialization : Commercial Lending Specialization
Number of Offices : 15 Number of Employees : 225

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets2,149,439
Total Interest Income49,434
Total Liabilities1,849,803
Total NonInterest Income3,782
Total Bank Equity Capital299,636
Total Interest Expense18,688
Total Deposits1,496,638
Total NonInterest Expense27,135
Net Loans & Leases1,662,858
Net Income4,925
Loan Loss Allowance15,486
Net Charge Offs6



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans1,649,108
Total assets for the leverage ratio2,135,723
Loans secured by real estate:1,606,056
Tier 1 Leverage Ratio14.85
Commercial and industrial loans33,451
Off Balance Sheet Exposures (%)10.5
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other9,601





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury