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 St. Clair County State Bank
St. Clair County State Bank
| RSSD ID 692450 | CERTIFICATE 11002 | ABA NUMBER 101204792 |
| 680 2nd St |
Quarter Ended : |
2025-06-30 |
| Osceola, Missouri, 64776 |
Updated : |
2025-07-17 |
| https://www.sccsbank.com |
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| Institution Profile |
| Year Opened : |
1896 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 214,381 |
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Total Interest Income | 6,334 |
| Total Liabilities | 185,823 |
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Total NonInterest Income | 234 |
| Total Bank Equity Capital | 28,558 |
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Total Interest Expense | 2,059 |
| Total Deposits | 184,764 |
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Total NonInterest Expense | 2,001 |
| Net Loans & Leases | 152,972 |
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Net Income | 1,828 |
| Loan Loss Allowance | 1,940 |
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Net Charge Offs | 30 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 151,086 |
| Total assets for the leverage ratio | 214,121 |
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Loans secured by real estate: | 114,025 |
| Tier 1 Leverage Ratio | 13.33 |
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Commercial and industrial loans | 14,096 |
| Off Balance Sheet Exposures (%) | 8.82 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,183 |
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:· St. Clair County State Bank
