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 Town & Country Bank and Trust Company
Town & Country Bank and Trust Company
| RSSD ID 692946 | CERTIFICATE 15703 | ABA NUMBER 83902060 |
| 201 N 3rd St |
Quarter Ended : |
2025-12-31 |
| Bardstown, Kentucky, 40004 |
Updated : |
2026-01-28 |
| www.mytcbt.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 421,882 |
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Total Interest Income | 20,115 |
| Total Liabilities | 370,939 |
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Total NonInterest Income | 4,418 |
| Total Bank Equity Capital | 50,943 |
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Total Interest Expense | 2,708 |
| Total Deposits | 368,715 |
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Total NonInterest Expense | 13,656 |
| Net Loans & Leases | 274,657 |
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Net Income | 6,256 |
| Loan Loss Allowance | 3,008 |
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Net Charge Offs | (206) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 281,168 |
| Total assets for the leverage ratio | 421,703 |
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Loans secured by real estate: | 254,378 |
| Tier 1 Leverage Ratio | 12.69 |
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Commercial and industrial loans | 22,322 |
| Off Balance Sheet Exposures (%) | 7.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,995 |
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:· Town & Country Bank and Trust Company
