|
 |
|
|
 Town & Country Bank and Trust Company
Town & Country Bank and Trust Company
| RSSD ID 692946 | CERTIFICATE 15703 | ABA NUMBER 83902060 |
| 201 N 3rd St |
Quarter Ended : |
2025-09-30 |
| Bardstown, Kentucky, 40004 |
Updated : |
2025-10-29 |
| www.mytcbt.bank |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
84 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 415,985 |
|
Total Interest Income | 14,948 |
| Total Liabilities | 366,134 |
|
Total NonInterest Income | 3,310 |
| Total Bank Equity Capital | 49,851 |
|
Total Interest Expense | 2,002 |
| Total Deposits | 362,981 |
|
Total NonInterest Expense | 10,123 |
| Net Loans & Leases | 276,435 |
|
Net Income | 4,786 |
| Loan Loss Allowance | 2,976 |
|
Net Charge Offs | (203) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 277,278 |
| Total assets for the leverage ratio | 416,404 |
|
Loans secured by real estate: | 250,144 |
| Tier 1 Leverage Ratio | 12.72 |
|
Commercial and industrial loans | 22,714 |
| Off Balance Sheet Exposures (%) | 7.41 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,688 |
|
|
|
|
:· Town & Country Bank and Trust Company
