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 The Citizens National Bank of Meridian
The Citizens National Bank of Meridian
| RSSD ID 69333 | CERTIFICATE 4993 | ABA NUMBER 65300211 |
| 512 22nd Ave |
Quarter Ended : |
2025-12-31 |
| Meridian, Mississippi, 39301 |
Updated : |
2026-01-30 |
| www.yourcnb.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
29 |
Number of Employees : |
320 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,794,596 |
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Total Interest Income | 86,823 |
| Total Liabilities | 1,609,582 |
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Total NonInterest Income | 25,951 |
| Total Bank Equity Capital | 185,014 |
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Total Interest Expense | 29,046 |
| Total Deposits | 1,504,805 |
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Total NonInterest Expense | 53,163 |
| Net Loans & Leases | 1,277,360 |
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Net Income | 28,291 |
| Loan Loss Allowance | 15,849 |
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Net Charge Offs | 585 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 219,800 |
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Total loans | 1,282,282 |
| Total assets for the leverage ratio | 1,806,219 |
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Loans secured by real estate: | 1,065,316 |
| Tier 1 Leverage Ratio | 11.29 |
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Commercial and industrial loans | 162,654 |
| Tier 1 Capital Ratio | 12.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.84 |
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Loans to individuals - Other | 12,233 |
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:· The Citizens National Bank of Meridian
