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 Century Bank and Trust
Century Bank and Trust
| RSSD ID 694847 | CERTIFICATE 5015 | ABA NUMBER 72404883 |
| 100 W Chicago St |
Quarter Ended : |
2025-09-30 |
| Coldwater, Michigan, 49036 |
Updated : |
2025-10-29 |
| www.centurybankandtrust.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 492,432 |
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Total Interest Income | 18,294 |
| Total Liabilities | 427,696 |
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Total NonInterest Income | 4,104 |
| Total Bank Equity Capital | 64,736 |
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Total Interest Expense | 3,178 |
| Total Deposits | 420,397 |
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Total NonInterest Expense | 10,589 |
| Net Loans & Leases | 241,856 |
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Net Income | 6,953 |
| Loan Loss Allowance | 3,579 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 70,536 |
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Total loans | 245,244 |
| Total assets for the leverage ratio | 488,815 |
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Loans secured by real estate: | 203,230 |
| Tier 1 Leverage Ratio | 13.68 |
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Commercial and industrial loans | 24,677 |
| Tier 1 Capital Ratio | 22.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.89 |
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Loans to individuals - Other | 5,025 |
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:· Century Bank and Trust
