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 Century Bank and Trust
Century Bank and Trust
| RSSD ID 694847 | CERTIFICATE 5015 | ABA NUMBER 72404883 |
| 100 W Chicago St |
Quarter Ended : |
2025-12-31 |
| Coldwater, Michigan, 49036 |
Updated : |
2026-01-30 |
| www.centurybankandtrust.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 476,787 |
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Total Interest Income | 24,686 |
| Total Liabilities | 410,703 |
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Total NonInterest Income | 5,425 |
| Total Bank Equity Capital | 66,084 |
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Total Interest Expense | 4,395 |
| Total Deposits | 403,614 |
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Total NonInterest Expense | 14,240 |
| Net Loans & Leases | 249,857 |
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Net Income | 9,170 |
| Loan Loss Allowance | 3,645 |
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Net Charge Offs | 111 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 71,748 |
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Total loans | 248,657 |
| Total assets for the leverage ratio | 500,995 |
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Loans secured by real estate: | 184,644 |
| Tier 1 Leverage Ratio | 13.57 |
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Commercial and industrial loans | 24,167 |
| Tier 1 Capital Ratio | 22.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.93 |
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Loans to individuals - Other | 4,656 |
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:· Century Bank and Trust
