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 Bedford Loan & Deposit Bank
Bedford Loan & Deposit Bank
| RSSD ID 696047 | CERTIFICATE 11355 | ABA NUMBER 83904314 |
| 45 Highway 42 E |
Quarter Ended : |
2025-12-31 |
| Bedford, Kentucky, 40006 |
Updated : |
2026-01-30 |
| www.bedfordbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 118,219 |
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Total Interest Income | 5,779 |
| Total Liabilities | 102,519 |
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Total NonInterest Income | 654 |
| Total Bank Equity Capital | 15,700 |
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Total Interest Expense | 1,593 |
| Total Deposits | 97,807 |
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Total NonInterest Expense | 3,550 |
| Net Loans & Leases | 76,183 |
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Net Income | 938 |
| Loan Loss Allowance | 1,244 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,641 |
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Total loans | 78,179 |
| Total assets for the leverage ratio | 118,940 |
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Loans secured by real estate: | 69,575 |
| Tier 1 Leverage Ratio | 14.92 |
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Commercial and industrial loans | 152 |
| Tier 1 Capital Ratio | 24.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.07 |
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Loans to individuals - Other | 8,027 |
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:· Bedford Loan & Deposit Bank
