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 Home State Bank, National Association
Home State Bank, National Association
| RSSD ID 696430 | CERTIFICATE 12815 | ABA NUMBER 71918765 |
| 40 Grant St |
Quarter Ended : |
2025-03-31 |
| Crystal Lake, Illinois, 60014 |
Updated : |
2025-04-23 |
| www.homestateonline.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
133 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 746,847 |
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Total Interest Income | 8,566 |
| Total Liabilities | 671,063 |
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Total NonInterest Income | 1,544 |
| Total Bank Equity Capital | 75,784 |
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Total Interest Expense | 2,496 |
| Total Deposits | 664,954 |
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Total NonInterest Expense | 5,953 |
| Net Loans & Leases | 475,539 |
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Net Income | 1,661 |
| Loan Loss Allowance | 6,058 |
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Net Charge Offs | (3) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 98,140 |
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Total loans | 478,605 |
| Total assets for the leverage ratio | 757,842 |
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Loans secured by real estate: | 416,224 |
| Tier 1 Leverage Ratio | 12.15 |
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Commercial and industrial loans | 32,083 |
| Tier 1 Capital Ratio | 19.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.29 |
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Loans to individuals - Other | 2,224 |
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:· Home State Bank, National Association
