|
 |
|
|
 Westamerica Bank
Westamerica Bank
| RSSD ID 697763 | CERTIFICATE 3430 | ABA NUMBER 121140218 |
| 1108 5th Ave |
Quarter Ended : |
2025-12-31 |
| San Rafael, California, 94901 |
Updated : |
2026-01-30 |
| www.westamerica.com |
|
| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
76 |
Number of Employees : |
586 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,923,791 |
|
Total Interest Income | 230,176 |
| Total Liabilities | 5,293,912 |
|
Total NonInterest Income | 41,840 |
| Total Bank Equity Capital | 629,879 |
|
Total Interest Expense | 13,862 |
| Total Deposits | 4,843,088 |
|
Total NonInterest Expense | 103,872 |
| Net Loans & Leases | 714,909 |
|
Net Income | 115,165 |
| Loan Loss Allowance | 11,573 |
|
Net Charge Offs | 2,657 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 611,575 |
|
Total loans | 727,540 |
| Total assets for the leverage ratio | 5,886,446 |
|
Loans secured by real estate: | 496,393 |
| Tier 1 Leverage Ratio | 10.09 |
|
Commercial and industrial loans | 79,709 |
| Tier 1 Capital Ratio | 15.14 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.59 |
|
Loans to individuals - Other | 118,317 |
|
|
|
|
:· Westamerica Bank
