|
 |
|
|
 Community Financial Services Bank
Community Financial Services Bank
| RSSD ID 698144 | CERTIFICATE 287 | ABA NUMBER 83903328 |
| 221 W 5th St |
Quarter Ended : |
2025-03-31 |
| Benton, Kentucky, 42025 |
Updated : |
2025-04-29 |
| www.yourlifeyourbank.com |
|
| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
222 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,395,292 |
|
Total Interest Income | 18,499 |
| Total Liabilities | 1,294,090 |
|
Total NonInterest Income | 2,563 |
| Total Bank Equity Capital | 101,202 |
|
Total Interest Expense | 8,253 |
| Total Deposits | 1,259,905 |
|
Total NonInterest Expense | 9,260 |
| Net Loans & Leases | 964,557 |
|
Net Income | 2,861 |
| Loan Loss Allowance | 14,754 |
|
Net Charge Offs | 366 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 158,033 |
|
Total loans | 973,796 |
| Total assets for the leverage ratio | 1,477,127 |
|
Loans secured by real estate: | 554,146 |
| Tier 1 Leverage Ratio | 9.76 |
|
Commercial and industrial loans | 88,914 |
| Tier 1 Capital Ratio | 13 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.26 |
|
Loans to individuals - Other | 299,303 |
|
|
|
|
:· Community Financial Services Bank
