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 Community Financial Services Bank
Community Financial Services Bank
| RSSD ID 698144 | CERTIFICATE 287 | ABA NUMBER 83903328 |
| 221 W 5th St |
Quarter Ended : |
2025-12-31 |
| Benton, Kentucky, 42025 |
Updated : |
2026-01-30 |
| www.yourlifeyourbank.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
227 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,410,476 |
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Total Interest Income | 74,524 |
| Total Liabilities | 1,300,818 |
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Total NonInterest Income | 13,405 |
| Total Bank Equity Capital | 109,658 |
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Total Interest Expense | 30,382 |
| Total Deposits | 1,274,703 |
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Total NonInterest Expense | 36,469 |
| Net Loans & Leases | 951,808 |
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Net Income | 15,326 |
| Loan Loss Allowance | 13,300 |
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Net Charge Offs | 3,820 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 161,122 |
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Total loans | 975,022 |
| Total assets for the leverage ratio | 1,465,717 |
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Loans secured by real estate: | 589,195 |
| Tier 1 Leverage Ratio | 10.08 |
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Commercial and industrial loans | 94,644 |
| Tier 1 Capital Ratio | 13.77 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.02 |
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Loans to individuals - Other | 246,592 |
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:· Community Financial Services Bank
